Payment Guide
How to Accept Payments Online Without a Website (UK Guide)
Learn the easiest ways for UK freelancers and small businesses to accept card payments online without needing a website, app, or ecommerce store. Fast, secure payment methods explained.
If you want to accept payments online without a website , this guide shows the easiest and fastest methods used by freelancers, tradespeople, mobile workers, and small UK businesses.
You don't need an ecommerce store, booking system, or any technical setup. Today, most businesses take payments using payment links — URLs customers can tap to pay instantly using card, Apple Pay, or Google Pay.
In this guide, you'll learn:
- How to accept online payments with zero setup
- The best payment link tools for UK businesses
- How to send links via WhatsApp, text or email
- How Simply Link automates payment reminders
Do You Need a Website to Take Payments Online?
No — you do not need a website to accept online payments. Most UK freelancers and small businesses now use payment links instead of websites, invoices, or ecommerce tools.
Payment links are ideal if you don't want to deal with:
- Building or managing a website
- Paying for hosting or ecommerce platforms
- Technical setup or plugins
If your customer can click a link, they can pay you — no website required.
Who Uses Payment Links Instead of Websites?
Payment links are widely used by UK freelancers, mobile workers, and small businesses:
- Cleaners & home services
- Tattoo artists & barbers
- Photographers & creatives
- Dog walkers & pet sitters
- Driving instructors
- Tradespeople & mobile workers
If you run a business without a website, payment links are the simplest solution.
How to Accept Payments Online Without a Website (3 Easy Ways)
Here are the three simplest ways to take online payments with no website required:
Payment Links (Fastest & Most Popular)
QR Codes
Manual Bank Transfers (Slow & Error-Prone)
Why Payment Links Are the Best Option
- No website or technical setup needed
- Card, Apple Pay & Google Pay support
- Works perfectly on WhatsApp, SMS and social media
- Automatic reminders with Simply Link
Want to learn how to send payment links? Read our quick-start guide.
The Best Way to Accept Payments Without a Website
- Create payment links in 10 seconds
- Automated reminders for unpaid payments
- Deposit + balance support
- No awkward chasing — Simply Link does it for you
Frequently Asked Questions
Do I need a website to take card payments?
No — with payment links, anyone can pay you using their phone without a website.
Can I take payments through WhatsApp or text?
Yes — payment links work perfectly in messaging apps.
Is it secure?
Payments are processed through Stripe, one of the most secure payment processors.
What's the fastest way to get paid?
Simply Link — it creates links instantly and sends automatic reminders.
Can I take deposits without a website?
Yes — Simply Link supports deposit + balance payments.
Related Guides
Continue learning with these related guides:
Create a Payment Link in Seconds
Learn how to create payment links manually and with Simply Link.
Read guideHow to Accept Card Payments Without a Card Machine
Learn how to take card payments without buying a card reader.
Read guideHow to Send a Payment Link on WhatsApp, Text & Instagram
Step-by-step instructions for sending payment links via messaging apps.
Read guideAccept Payments Online Without a Website
Create fast, secure payment links your clients can pay instantly — no website or invoices needed.
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